Residential Roofing Insurance
We connect residential roofing contractors with specialist insurance programs nationwide. Storm restoration, new construction, reroofing, specialty materials — shingle, tile, metal, slate. If you do quality residential roofing work, we know the right programs for your operation.
Our network includes specialists who understand the unique risks of residential roofing — ladder liability, homeowner property damage, wind and hail exposure, and the litigation patterns that come with working on occupied homes.
Residential Roofing Coverages
Every coverage line a residential roofer needs, from specialists who understand the risk.
General Liability
Workers Compensation
Commercial Auto
Inland Marine
Commercial Umbrella
Installation Floater
Completed Operations
Equipment Breakdown
Business Owners Policy
Excess Liability
Surety Bonds
Builders Risk
Contractors Pollution Liability
Professional Liability
Cyber Liability
Employment Practices Liability (EPLI)
Residential Roofing Sub-Trades
We tailor programs to your specific roofing specialty.
Premium Ranges
Residential roofing insurance premiums depend on your annual revenue, payroll, crew size, sub-trade focus, claims history, and the states where you operate. A residential roofer doing $1M in annual revenue with clean loss runs typically pays $25,000–$45,000 for a full insurance program (GL, WC, auto, umbrella). Larger operations at $3M–$5M+ revenue may see total annual premiums of $75,000–$150,000+. Storm restoration contractors often pay higher rates due to increased claim frequency. We connect you with specialists who find competitive options for your risk profile.
Frequently Asked Questions
Talk to a roofing insurance expert.
Tell us about your operation. We will get back to you within one business day.